Classic Car Insurance
Classic & Collector Car Insurance
in Virginia
If you’ve got a car that turns heads — not just because it’s fast, but because it’s rare, restored, or a piece of history — it deserves more than a standard policy. We offer classic car insurance that’s built around how you drive, store, and value your vehicle.
What Qualifies as a Classic?
Every carrier has slightly different rules, but we typically insure:
- Antique or vintage vehicles (usually 25+ years old)
- Collector or limited-production cars
- Custom or restored models
- Show cars, weekend cruisers & hobby vehicles
If it’s not your daily driver and it’s worth more than just book value, it probably qualifies.
What Makes This Coverage Different
Classic car insurance isn’t about mileage limits or wear-and-tear — it’s about protecting value. A good policy includes:
- Agreed Value Coverage – You and the insurer agree on what your car is worth. If it’s totaled, that’s the payout.
- Low Mileage Premiums – Lower rates if the car is driven occasionally, not daily.
- Specialized Claims Support – Repairs that match your car’s needs — not just what a standard shop can offer.
- Flexible Use Options – For parades, exhibitions, club events, and more.
We’ll walk through all of this and help you decide what coverage fits.
Garage-Kept? Stored? Driven Once a Month?
Whether your classic sits in a garage year-round or gets out for local drives now and then, your policy should reflect that. We’ll help make sure it does.
Add It to Your Existing Coverage
We can write a stand-alone policy or bundle it with your current home, auto, or umbrella plan. Either way, you’ll get a clear quote and expert help.
Protect the Car That’s More Than Just a Car
Let’s talk about insuring your classic with the care it deserves. Call us or send a message for a quick quote.