What We Cover

We help insure a wide range of vessels, including:



• Fishing boats & bass boats
• Pontoon boats
• Deck boats & bowriders
• Personal watercraft (Jet Skis, Sea-Doos, etc.)
• Small sailboats

Coverage is available whether your boat is used on private lakes, public waterways, or coastal areas.

What Boat Insurance Includes

A standard boat policy typically offers:

• Liability coverage – In case you cause injury or property damage
• Physical damage – Repairs or replacement after a covered incident
• Medical payments – For you or your passengers
• Uninsured boater coverage – If someone without insurance causes an accident
• Towing & on-water assistance – For breakdowns or emergency help



You can also add coverage for trailers, fishing gear, electronics, and other custom equipment.

Seasonal or Full-Time Use

Whether you dock your boat all year or store it in the off-season, we’ll help tailor your policy to match how and when you use it.

Bundle & Save

Boat insurance can often be bundled with home, auto, or umbrella policies. We’ll compare options and let you know what makes sense.

Let’s Talk Boat Insurance

Call or message us for a quote that fits how you use your boat — and where you take it.